Need help financing your program?

You have come to the right place. EMT Utah does not offer in-house financing or payment plans, but there are other options to help pay for your EMT program:

The simplest option for traditional classes is to register for a class a few months or more in the future by paying only the deposit. In the time between paying the deposit and when class starts, you can make as many payments as you want of any size until the full balance is paid.

THANK_YOU-veteransEMT Utah is proud to serve our nation’s veterans. Your service is appreciated. If you are a veteran or the spouse of a veteran and live or work in Utah, the Utah Department of Workforce Services (DWS) has a program through which you may qualify for partial reimbursement on an EMT or AEMT program at EMT Utah. To see if you qualify, please contact Jerry Culwell at Please only reach out to him if you are a current or former military member or the spouse of a current or former military member and currently live or work in Utah. Children of military members are not eligible. Students must receive approval through DWS before beginning their class. After receiving approval, students must pay their course tuition up front and will only receive reimbursement from DWS if they qualify and if they complete the course in full.

The Utah Department of Workforce Services (DWS) also has various tuition assistance programs that you may qualify for. Visit their website to get more information, to see if you qualify, and to apply for their programs.

EMT Utah has teamed up with Meritize to offer our students a unique financing option. Meritize works with students, educators, and employers to help people excel in skills-based careers. Meritize knows you are more than your credit score, and that is why they look at your past achievements to potentially enhance your loan options. A few reasons why Meritize is a great option for students include:

  • Fixed and variable interest rates available**
  • Flexible payment options, including deferring full principal and interest payments until 3 months after you complete your training
  • Customer support available 5 days a week
  • 0.25%interest rate deduction once you begin full repayment on your loan, if you sign up for autopay

Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.

If loan options are available to you, Meritize will request your merit information to finalize your application. This could be in the form of:

  • Academic Experience (Official or unofficial transcript or HSE certification)
  • Military Experience (DD214)

Want to learn more? Check out their FAQ page here: or give them a call at 833-MERIT-4-U. Ready to see if you qualify? Check your options here:

*EMT Utah does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. (“Meritize”).

Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access

Meritize Financial, Inc. NMLS ID 1986399 (NMLS Consumer Access

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritize reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all applicants will be asked to provide merit information. Each applicant is subject to a soft credit check at the time of application. After that has been completed, a student may be asked to provide merit information. Meritize loan products do have both underwriting and credit requirements. Merit information is evaluated in addition to those underwriting and credit requirements. Not all schools are eligible for funding. Meritize does not offer educational loans in the following states: ME, VT, PR. All rights reserved.

**For residents of SC, loan is made by Meritize Financial, Inc.

*Variable rates are subject to change.

The information on this document is the most up to date as of February 1, 2024. Please see Meritize website for additional details.

Some employers offer tuition assistance or reimbursement for their employees. Check with your employer to see if this is something they offer and find out whether you qualify.

Note: EMT Utah is a privately-owned school and is not eligible to provide Title IV student loans or Pell Grants. EMT Utah is not eligible to accept FAFSA funds or GI Bill funds. This also means that EMT Utah is not eligible to provide 1098-T tax forms.